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happy [hap-ee]

Definition: Characterisation of contentment and joy

It’s all about how we make you feel. 

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No Frills.

Just the best service.

We pride ourselves in providing you the most personal service and expert advice you deserve.

We have an experienced team who has genuine and long-term relationships with a large range of banks and financial institutions.

This means we can provide you with the flexibility and choice and ultimately the right option for your particular needs. Our team of brokers are available to meet with you at our new offices or at a venue convenient to you.

The best part of it all is that we do not charge you for our services. Why? Because we are paid by the lender on settlement of your loan.

A 360° Approach to lending

Explore What We Do Best

At Clearstone Lending, we take a holistic approach to all your borrowing needs. Whether it’s a new home, refinancing an existing home, growing your investment portfolio or even buying a new car, we’re here to guide you to achieve the best outcome

Loan Solutions

Service Focus

We're always available, may it be for advice or a just a chat

Relationships

We maintain ongoing contact, reviews and touch points

Share Expertise

We provide quality advice with a focus overall financial outcomes through debt structuring and strategy

Successful Outcomes

We keep going when others give up

Meet The "Lending Guru"

Justin Mcilveen

Founder & Director

Justin McIlveen

After working in big corporate roles for over 10 years Justin founded Clearstone Lending to enable him to pursue his passion of building a business of his own and working more directly with clients and their needs. Justin focuses on building strong client relationships built on trust, mutual respect and ongoing communication. Justin’s focus is to always maximise the client position across his knowledge of their needs and objectives and how their scenario fits into the lending market offerings
Learn More About Justin

Our simple Five-step process

We Will Help You Every Step Of The Way

Our meticulous pre-qualification process ensures we take a holistic approach to your personal circumstances and financing requirements.

01

Understand your needs

Understand your drivers, purpose and goals

02

Analyse Your Circumstances

Ensure we factor in all your considerations preference and circumstances

03

Build Strategies

Pull together your lending strategy based on what we know.

04

Manage the Loan Application Process

We guide you though the process end to end, keeping you updated, informed and educated.

05

Ongoing service and support

Ensuring you aren’t paying more interest than necessary, assisting with future property opportunities and that the loan is always best suit for needs.

Advise when you need it most

Whether you’re a first-home buyer, looking to refinance or a sophisticated investor, Clearstone Lending’s experienced consultants can make all the difference. Our in-depth knowledge of the mortgage industry and commitment to tailoring solutions aligned to individual circumstances sets us apart from the rest.

Get in touch

What our clients are saying

Client Testimonials

I would highly recommend working with Justin if you are looking for the right kind of home mortgage. I was in the market for a home mortgage for a while before I met Justin and the very first meeting was enough to tell me that he is a thorough professional who would make the best decision for me and my family. The entire process was quite smooth sailing and he kept me in the loop every step of the way. If I buy or refinance again, Justin is going to be my go-to guy.
Mike Thornton
Mike Thornton
It’s been amazing to work with Clearstone Lending. These guys are committed to the job and provide personalised services depending on your requirement. For them it wasn’t just a job; they took the time to ask questions and do research based on what we were looking for. They came back to us with several options so that we could choose the right fit. Even though we took our time make a decision, they were very patient and never once did we feel rushed. Thank you Clearstone Lending! Anyone out there looking to refinance should definitely opt for them.
Barbara Smith
Barbara Smith
We’ve looked into refinancing a few times and I can say without a doubt that Clearstone Lending is probably the best refinancing service I’ve used. Their expertise is second to none and their professionalism is commendable. The best part is they are always available to answer any questions that my husband and I had. Not once did we feel the pressured into making a decision and there were no last-minute surprises. Clearstone Lending also helped us bring down our mortgage payments from 30 years to 20 and helped us with decreasing our interest rate. Thank you for everything!
Fran Doyle
Fran Doyle

Life's best starts with a trusted advisor

Experience tranquility. Speak with us today.

Free Consultation

CSL Special Bulletins

Caps for New First Home Buyer Scheme Revealed

Clearstone Lending Team 31/10/2019

The property price caps in each state have been revealed for the federal government’s new first home buyer scheme. Read on to find out the maximum value of a property you can purchase under the scheme.